As nations like the US and Canada pledge millions to a global climate fund, the focus shifts to the fund's impact on local communities, especially those vulnerable to climate disasters. This commitment highlights the need for a deeper understanding of how climate policies affect local populations. For instance, First Nations in Ontario are challenging Canada's carbon-pricing regime, citing disproportionate burdens, while the US faces the task of equitably distributing EPA grants. This scenario underscores the importance of crafting climate policies that justly address the needs of vulnerable communities, balancing global initiatives with local realities. The challenge post-COP28 is to ensure international climate commitments are complemented by domestic policies that support and protect these communities, striving for a globally ambitious yet locally sensitive approach.